Having a 4-point inspection is vital for anyone buying and insuring a home in Florida. These inspections are typically used for homes that are more than 25 years old and allow an insurance carrier understand what they are insuring before they make an offer to you.
When an inspector comes to your location for a 4-point inspection, they’ll be looking at the HVAC system, your roof, the plumbing system, and the electrical system. They check out the visual aspects of these systems, making sure that they are up to code and in working order. Afterwards, the inspector sends the inspection off to the insurance company and they decided what they are going to offer you. These inspections include all possible items that may be an issue for the insurance company. Each insurance company has different rules for what needs to be repaired before insuring your home. This means that one insurance provider may have a problem with wiring used in your home while the other may have a problem with a conduit and bushing on your water heater. It
When you need a 4-point home inspection in Saint Petersburg, FL, as well other cities in Pinellas, Polk, and Hillsborough counties, you can trust our team to provide you with a quality report.
Are you currently going through the home buying process? Here are a few reasons why your buyer’s inspection is important:
Find Major Defects – While taking a look at your potential home, our inspector will review the home for major defects. This could be anything from structural damage to problems with the roofing. With this knowledge in hand, you’ll be able to go to the seller to let them know precisely what problems need to be taken care of before you even think about purchasing the home.
Financing Issues – Did you know that mortgage companies will not finance your home if there are certain problems? This could be issues like outdated electrical fuses or the presence of single strand aluminum wiring. These issues are very important – you don’t want to invest in a home with problems like these and neither do financial institutions.
Highlight Positive Aspects – In addition to finding problems with your potential home, your inspector will provide you with a wide array of information that is important to know – including positive aspects. This may be info regarding the quality and build of the roof or dates for your air conditioner system.
Purchasing a home is an exciting process but there is a lot of things you need to do to complete the process. Contact the team at Waypoint Property Inspection, LLC, when you are seeking a buyers home inspection in Hillsborough County, FL, as well as surrounding areas.