What is Inspected in a 4-Point Insurance Inspection?

Lakeland FL Home InspectionTypically your insurance company requires homes over the age of 25 to have a 4-point insurance inspection, but the number varies depending on your insurance provider. The purpose of this inspection is to determine the condition of the four main components of your home. These categories include roofing, HVAC, plumbing, and electrical. If these four systems are not up-to-date then it could become a liability for the insurance company if any of these were to malfunction.

  • Roofing- The roof is inspected because they are costly to repair. If a claim is submitted for full reimbursement when it was not in great condition, then the insurance company would have to pay if the condition is not properly documented.
  • HVAC- This part covers the ventilation, air conditioning, and heating. If not properly checked it could cause a fire.
  • Plumbing- Obviously, the plumbing would be inspected to ensure that the pipes are in working condition. If something were to happen in the home and the pipes were in great condition, then the homeowner would be covered for the water damage.
  • Electrical- This is an important part of the inspection because bad wiring can lead to fires. It doesn’t take long for a fire to engulf an entire home, so it is important to make sure an older home is up-to-date.

For a Lakeland FL home inspection, you can trust Waypoint Property Inspection. Contact us today at (813) 486-8551 to schedule a time that is best for you.

Should You Have a Seller’s Inspection?

Home Inspection Tampa FLIf you are thinking about putting your home on the market, you should consider having a seller’s inspection. Having an inspection done before hand will help save time and money during the closing process.

  • Avoid Delays- Often times when a buyer is putting an offer on a house, they will hire a home inspector to inspect the home. This can delay the closing process which already takes approximately a month. When you are selling your home, you do not want any more delays because it is already a long process.
  • Save Money- If the potential buyer’s inspector does find things that need to be fixed, the buyer will typically ask that the issues are fixed before they sign the closing papers. If you have your own inspector evaluate the home before then you can list it “as is” and disclose the information to all interested buyers upfront.
  • Proactive- By having a seller’s inspection, you are ahead of the competition. When buyers are looking at homes, they are wondering what could be wrong with this house. You would be able to share this information with them right away.

At Waypoint Property Inspection, we want to help make the transition as smooth as possible for our clients. To schedule a home inspection in Tampa, FL, give us a call at (813) 486-8551 today.

Vital Info about 4-Point Inspections

Home Inspection Saint Petersburg FL | ATampaHomeInspector.comHaving a 4-point inspection is vital for anyone buying and insuring a home in Florida. These inspections are typically used for homes that are more than 25 years old and allow an insurance carrier understand what they are insuring before they make an offer to you.

When an inspector comes to your location for a 4-point inspection, they’ll be looking at the HVAC system, your roof, the plumbing system, and the electrical system. They check out the visual aspects of these systems, making sure that they are up to code and in working order. Afterwards, the inspector sends the inspection off to the insurance company and they decided what they are going to offer you. These inspections include all possible items that may be an issue for the insurance company. Each insurance company has different rules for what needs to be repaired before insuring your home. This means that one insurance provider may have a problem with wiring used in your home while the other may have a problem with a conduit and bushing on your water heater. It

When you need a 4-point home inspection in Saint Petersburg, FL, as well other cities in Pinellas, Polk, and Hillsborough counties, you can trust our team to provide you with a quality report.

Why a Buyer’s Home Inspection is Important

Buyers Home Inspection Hillsborough Country FL | ATampaHomeInspector.comAre you currently going through the home buying process? Here are a few reasons why your buyer’s inspection is important:

Find Major Defects – While taking a look at your potential home, our inspector will review the home for major defects. This could be anything from structural damage to problems with the roofing. With this knowledge in hand, you’ll be able to go to the seller to let them know precisely what problems need to be taken care of before you even think about purchasing the home.

Financing Issues – Did you know that mortgage companies will not finance your home if there are certain problems? This could be issues like outdated electrical fuses or the presence of single strand aluminum wiring. These issues are very important – you don’t want to invest in a home with problems like these and neither do financial institutions.

Highlight Positive Aspects – In addition to finding problems with your potential home, your inspector will provide you with a wide array of information that is important to know – including positive aspects. This may be info regarding the quality and build of the roof or dates for your air conditioner system.

Purchasing a home is an exciting process but there is a lot of things you need to do to complete the process. Contact the team at Waypoint Property Inspection, LLC, when you are seeking a buyers home inspection in Hillsborough County, FL, as well as surrounding areas.

Reasons You Need a Home Inspection Cont.

home inspection saint Petersburg flIn our last blog, we discussed reasons why you need our expert new home inspection. For more reasons, please read on!

Protect Your Family from Potential Hazards

With a new home inspection, our experts will ensure that everything is in livable condition for you and your family. If there are any defects, they can potentially cause hazards to your family. For example, if there is a gas leak, our expert can find it and you can have it fixed immediately. Other potential issues are rotted wood, crumbling foundations, and other unstable parts of your home.

Save Costs

While an inspection and any repairs you might need to do will cost you money before you enter the home, by taking these preventative measures, you can save money in the long run. Cracks in the foundation will grow over time and by catching them early, you can save money and a lot of worry in the future. Another example of a minor issue that can cut your costs is if the attic and home’s insulation needs replacement before you officially move in, you can save money on your energy bills in the future.

Protect You At Resale

If you plan to sell your home in the future, a new home inspection can help save you. The reason is because if the buyers of your home do an inspection and they discover issues that you missed because you didn’t do an inspection, you will need to pay for those repairs. It also might drive the buyers away because they do not want to wait for the repairs to be finished and they might lose faith in you as a reputable home seller.

Overall, a new home inspection from Waypoint Property Inspection, LLC can save you money and worry. To schedule a home inspection in Saint Petersburg, FL, and nearby areas, please give us a call today at (813) 486-8551.

Reasons You Need a Home Inspection

buyers home inspection Hillsborough county flIf you just bought a new home, you might be debating whether you need a new home inspection. For some great reasons for why you need one, please read on!

Municipal Building Inspections are Not the Same as Home Inspections

Even if you had a municipal building inspection, you will still need a new home inspection from one of our professionals. The reason is because a municipal building inspector only checks for compliances for applicable building codes. A lot of these building codes just include passing the minimum standards. With a new home inspection, you can expect a more thorough and extensive inspection.

Helps The Process of Buying and Moving In Easier

Your home is one of the biggest investments you will ever make in life. As a result, you want to make sure it is up to date and fully functioning before you purchase it and move in. With our new home inspection, we can ensure that everything is up to code and that there is no significant damage that will cause you a lot of money and pain in the future. No one wants to deal with the noise of construction or repairs when they are trying to settle into their new home, or really ever. By taking preventative measures, such as an inspection, you can avoid paying a lot of money in the long run.

Even New Homes Have Issues

Even if your home was recently built, it can still have defects that our inspectors can find for you. Some issues that are common in new homes are:

  • Broken Roofs
  • Missing Siding
  • Insulation Missing
  • Mold and Other Growth on Foundation of Home
  • Ducts Not Attached Properly
  • And so much more!

For more reasons on why you need a new home inspection, please refer to our next post! To schedule a new buyer’s home inspection in Hillsborough County, FL, and surrounding areas, please give us a call today at (813) 486-8551.