What is Inspected in a 4-Point Insurance Inspection?

Lakeland FL Home InspectionTypically your insurance company requires homes over the age of 25 to have a 4-point insurance inspection, but the number varies depending on your insurance provider. The purpose of this inspection is to determine the condition of the four main components of your home. These categories include roofing, HVAC, plumbing, and electrical. If these four systems are not up-to-date then it could become a liability for the insurance company if any of these were to malfunction.

  • Roofing- The roof is inspected because they are costly to repair. If a claim is submitted for full reimbursement when it was not in great condition, then the insurance company would have to pay if the condition is not properly documented.
  • HVAC- This part covers the ventilation, air conditioning, and heating. If not properly checked it could cause a fire.
  • Plumbing- Obviously, the plumbing would be inspected to ensure that the pipes are in working condition. If something were to happen in the home and the pipes were in great condition, then the homeowner would be covered for the water damage.
  • Electrical- This is an important part of the inspection because bad wiring can lead to fires. It doesn’t take long for a fire to engulf an entire home, so it is important to make sure an older home is up-to-date.

For a Lakeland FL home inspection, you can trust Waypoint Property Inspection. Contact us today at (813) 486-8551 to schedule a time that is best for you.