Wind Mitigation Insurance Inspections

You may be able to reduce your homeowner’s insurance following the results of a wind mitigation inspection in Tampa, FL. Call a licensed and certified inspector at Waypoint Property Inspection LLC for service. Let us inspect your house and see if you qualify for a decrease in your premium.

Construction Features Earn Discounts for Homeowners

The state of Florida requires insurance companies to offer reduced rates for certain hurricane-resistant features. As part of our home inspection services, our inspector documents the features present in your home and produces a report for you to use in your request for reduced rates.

Most existing structures have one or more wind-resistive construction features and may qualify for some insurance discounts. These homes do not necessarily have to be built after the 2001 building code change. Through windstorm mitigation inspections, our professionals have saved homeowners hundreds (if not thousands) of dollars. We saved a family in Pinellas County more than $1,700 on a house built in the 1960s. A Brandon client of ours had a reduction in insurance of more than $700 dollars for a 1980s-era home.

 

What features qualify for discounts?

It is necessary for the house to have one or more of these wind-resistant construction features to qualify for some insurance discounts. In addition, houses built after 1994 in Miami-Dade or Broward counties and houses built after 2002 in the rest of the state generally have many such features and likely qualify for significant credits. Look for the following features for discounts:

  • Roof Coverings, Such as Shingles That Meet the FBC Requirements
  • Roof Decks Installed with Large Nails & Close Spacing
  • Hurricane Clips/Straps to Hold the Roof Structure to the Walls
  • Protection of Openings, Such as Windows & Glass Doors with Impact-Resistant Glazing
  • Secondary Water Resistance to Keep the Roof from Leaking if Blown Off
  • Newly Constructed Homes Built to the Code since March 1, 2002
  • Homes built to the South Florida Building Code in Miami-Dade & Broward Counties after 1994.

Note:
Insurance companies may have more features that qualify for mitigation credits such as rated doors and gable end bracing.

Contact us today for a wind mitigation inspection and see what insurance discounts are available to you. We serve customers in the Greater Tampa area of Florida, including the communities of Apollo Beach, Ruskin, Riverview, Brandon, Valrico, Plant City, Tampa, Wesley Chapel, Lutz, Land O’ Lakes, New Port Richey, St. Petersburg, and Clearwater; as well as the counties of Hillsborough, Polk, Pinellas, Pasco, Hernando, Sumter, Citrus, Manatee, Sarasota, and Hardee. Inspections in areas beyond Greater Tampa Bay may require additional trip charges.